G-1, Human Resources Policy Directorate
Supporting Soldiers, Families & Civilians – Active, Guard, Reserve and Retired
3 September 2008
You are the friend of a 34 year old Reserve Captain who has been passed over for a promotion. Your friend was unexpectedly called-up to deploy. He cannot afford to deploy because of his huge mortgage payment. If deployed, your friend would need to sell his house, because his Army pay would be inadequate to cover the mortgage. His spouse thinks he volunteered for deployment and threatens to leave him if he sells the house.
You are talking with your friend.
You do not know:
1. He is feeling very hopeless about his situation.
2. He has recently increased his life insurance.
3. He has frequent thoughts about dying in combat so his family can collect the life insurance.
At some point in the conversation, your friend says, “If I die, my life insurance will pay off the mortgage on my house. My family will always have a place to live.”
Scenario #10 – Pre-deployment