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Winter 2007


Access your account information www.CarterFCU.org

Local Access Telephone Numbers

24 Hour Audio Response System (318) 382-1109

Springhill, LA area (318) 539-3502

Shreveport, LA area (318) 688-3620

Mansfield, LA area (318) 872-2711

Minden, LA area (318) 382-8400

Magnolia, AR area (870) 234-1964

Access Carter Federal’s Services listed below by calling your local number.

Audio Response System Option 3

Speak to a Representative Option 4

24-Hour Loans Option 5

Branch Locations 1 0 0 W . C h u r c h S t . , S p r i n g h i l l • Bayou Walk - Kroger

6652 Youree Dr., Shreveport

  • 6885 Bert Kouns, Shreveport

  • 1204 Polk St., Mansfield

  • 918 Homer Rd., Minden

  • 45 Hwy 79 N., Magnolia, AR

Our Mission: To improve our member‘s financial well-being.

Carter Federal Credit Union knows cash can be tight around the holidays, and that’s why we’re going to let you …

Skip the next payment on your loan!

For just $25 per loan, you can skip a loan payment on any eligible Carter Federal loan during December or January - just in time for the holidays!

If you have other loans with Carter Federal, that’s okay, skip them too!

Know someone who doesn't have a loan with the credit union? Skip-A-Pay works on new loans, too.

Finance a new loan at Carter Federal or refinance an existing loan from another lender, and you can defer your first payment for up to 45 days!

So go ahead and buy that new car, boat, RV, four-wheeler or camper and take advantage of our Skip-A-Pay program in addition to our great low rates on loans.

*Loan must have a minimum of 6 months worth of payments and be in good standing to participate in the Skip-A-Pay Program during November/December 2007 and January 2008. There is a $25 fee to take advantage of this offer. Carter Federal must receive your request 10 days before your payment is due. Loans paid monthly will be skipped 1 payment. Loans paid bi-weekly will be skipped 2 consecutive payments. Loans paid weekly will be skipped 4 consecutive payments. This loan modification in no way otherwise alters the original terms and conditions of the loan contract as previously disclosed to the borrower. Interest will continue to accrue on the unpaid balance of the loan at the agreed rate. Certain restrictions apply. Credit Card, mortgages/real estate, lines of credit, business loans and term loans are not eligible for this Skip-A-Pay offer. Membership eligibility required.

www.CarterFCU.org 1-800-367-5026

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