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$2,000 scholarship Award is Available

Using Solar energy

Carter Federal has partnered with Total Solar Solutions to offer you a way to save energy and money! By adding a solar system to your home or business, you will reduce utility costs and enjoy substantial tax rebates. As an extra perk and introduc- tory offer, Carter Federal members will receive free installation (a $2,500 value) with the purchase of a system. This is a limited time offer, so call your local Carter Federal phone number today and choose ext. 1117 for more details.

The Carter Federal Credit Union Scholarship Program was created to provide financial support for students who strive for academic excellence and contribute to the community in which they live. Carter Federal Credit Union scholars are students who understand the value of dedication and hard work. For an application and details, please call or stop by the Carter Federal branch near you, or visit our website at www.CarterFCU.org and click on the Scholarship link. All entries must be postmarked by Friday, Feb. 22, 2008.

Carter Federal is offering a Free College Financial Aid Seminar to explain the Financial Aid process and its related forms. If you know a student approaching the college age or you are thinking about attending college yourself, plan to attend this very informative seminar to hear more about what Financial Aid is available. For more details, please dial your local Carter Federal number and choose ext. 1160.

Members in good standing have the protection of Courtesy Pay, coverage for overdrafts up to $500. Many of our members have always wanted to know if Carter Federal would honor overdrafts, and if so, for how much? Now that Courtesy Pay is available, if you happen to overdraw your checking account, Carter Federal will charge a fee of $30 per overdraft and will cover a total amount of overdrafts up to $500, including fees. Courtesy Pay fees will be applied after your savings and overdraft line-of-credit are exhausted. For more information, give Melody Shelley a call at ext. 1360.

www.CarterFCU.org 1-800-367-5026

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