Page 10 • ANA\C The Nursing Voice
Protecting YOUR best interest is our best interest.
We understand the integrity that you use to weigh each decision you make—and the strong ethics you apply to all areas of your career. We also understand that all the integrity and ethics in the world can’t protect you from a medical malpractice lawsuit. But what about your professional liability plan?
e truth is, many employer-sponsored professional liability plans are designed to serve as a group plan with policy limits
that may not be high enough to adequately protect you and all others named in a lawsuit. ey may also neglect to cover reimbursement for lost wages or coverage for services provided outside the workplace, such as volunteer and part-time work.
Marsh proliability.com can offer greater benefits where many professional liability plans fall short, such as:
Up to $2M/$4M individual limits—twice as high as
Coverage for volunteer and part-time work.
Your own attorney if you are named in a malpractice suit.
Reimbursement for lost earnings.
Licensing board reimbursement up to $5,000.
Four ways to receive a 10% Premium Credit
You may be eligible to receive a 10% premium credit if you complete or participate in one of the following:
Attend four hours of approved loss prevention/ loss control/risk management seminars
Hold an approved certication
Employment at a Magnet Hospital
Employment in a unit that has received the AACN Beacon Award for Critical Care Excellence
Covered court costs and settlements in addition to liability limits.
e ability to take your coverage with you if you leave your employer.
Administered by Marsh U.S. Consumer, a service of Seabury & Smith, Inc., Insurance Program Management. Underwritten by Liberty Insurance Underwriters Inc., a member company of Liberty Mutual Group.
For a no-obligation quote and to apply for instant proof of coverage, visit www.proliability.com/45753 or call 1-800-503-9230 to speak with a professional liability representative today.
Based on comparison with randomly selected employer plan. Pending underwriting approval. LIUI is available in AL, AZ, CO, DE, GA, ID, IL, IN, IA, KY, ME, MI, MS, MO, MT, NE, NV, NJ, ND, OH, OK, OR, SD, TN, TX, UT, VT, VA, WA, WV and WI. Additional states available based on state filings. Alternate carrier available in remaining states.
CA Ins. Lic. #0633005 AR Ins. Lic. #245544
45753,45769, 45772, 45774, 45793, 47357, 47358, 45796, 47359, 45808 (4/10) ©Seabury & Smith, Inc. 2010 d/b/a in CA Seabury & Smith Insurance Program Management
April, May, June 2010