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structure you rent but that policy does not potect your personal property. In addition, you have

potential legal liability if someone is injured in the apart ent, even if you are not the property

owner. Many insurance policies for renters also provide liability cov ge, which protects the

tenant if someone is accidentally injured in the rental unit. There is no law that requires tenants

to purchase renter’s insurance but a landlord is not prohibited from requiring tenants to purchase

renter’s

insurance.

The

leaseshould

be

read

carefully

to

dermine

what

insurance,

if

any,

a

tenant is required to have.

Do landlords have to reveal to possible tenant that a murder occurred in the apartment? Does the landlord have to notify other residents if he rents a unit to a convicted child molester?

Owners and their agents are required to respond truthfully if they are asked direct

questions about the property'spast. Georgia law (O.C.G.A.§ 41-16) directs owners, or an

owner's agent, in a real estatetransaction to answer truthfullyto the best of their knowledge if

asked about the property's prior occupancy by a diseased person or whether the property was the

site of a homicide, felony, suicide, or a death byaccidental or natural causes. If answering such

questions would disclose information that is prohibited from release under state or federal law,

the landlord may not answer. No legal cause of action is creaed by the failure to disclose such

information.

Georgia

requires

thatcertain

sexual

offenders

reprt

their

location

and

that

the

local sheriff make that information public. It is the sheriff's duty to maintain a public registry of

the

name

and

address

of

offenders.

For

a

lof

sex

offenders

go

to

the

Georgia

Bureau

of

Investigations website at http://bit.ly/gbiList

I own rental property located near a creek which floods. Occasionally the floodwaters reach my rental property. Do I need to notify my tenants about the possibility of flooding?

Yes, Georgia law (O.C.G.A. § 44-7-20) requires that owners notify possible tenants, prior

to the signing of the lease, if the property has a propensity for flooding. If flooding has damaged

any portion of the rented living space thrtimes during the preceding five-year period, the

owner must give the tenant written notice that the apartment isprone to flooding before the lease

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