X hits on this document

227 views

0 shares

0 downloads

0 comments

14 / 89

credit report, you can write to the landlord and the credit bureau disputing the debt and informing

them that the information given them by the landlrd is incorrect. It may be helpful to send the

credit agency a copy of any inspection lists other letters that you wrote to your landlord

concerning

the

debt.

Under

ehFair

Credit

Reporting

Act,

person

may

have

incorrect

or

incomplete information corrected without charge. If a tenant disputes information in their credit

report, the credit bureau must nvestigate it within a reasonableperiod of time unless it believes

that the dispute is irrelevant orfrivolous. If after investigationa disputed item is found to be

inaccurate or can no longer be verified, the creditbureau must delete it. If the investigation does

not resolve the dispute, the tenant may file a statement of up to one hundred (100) words with the

credit

bureau.

This

statement

becomes

part

the

credit

report

unless

the

credit

bureau

has

reasonable grounds to believe itis frivolous or irr levant. The Feder l Trade Commission has

information on debt collection on its website at www.ftc.gov. In most cases, the credit-reporting

agency may not report negative iformation that is more thanseven years old or a bankruptcy

that is more than ten years old.

A tenant wants to review the file the landlord maintains on the unit. Must the landlord allow a tenant to review their rental file?

No, those files are the propery of the landlord or management company. The tenant has

no legal right to demand access to these files. However, if the file is used by the landlord against

a tenant in court, the tenant can access the information through court procedures.

I operate a public housing authority. Do different rules apply to my actions?

Yes.

Federal

law

determines

when

a

ings authority

may

terminate

a

tenant,

the

notices the tenant must receive, and the admstrative process that must be followed by the

housing

authority

before

it

cango

into

court

and

seek

posseson.

Georgia

law

requires

that

before a public housing authority can file a dispossessory affidavit, it must demand possession of

14

Document info
Document views227
Page views227
Page last viewedSun Dec 04 06:53:20 UTC 2016
Pages89
Paragraphs4274
Words30197

Comments