credit report, you can write to the landlord and the credit bureau disputing the debt and informing
them that the information given them by the landlrd is incorrect. It may be helpful to send the
credit agency a copy of any inspection lists other letters that you wrote to your landlord
incomplete information corrected without charge. If a tenant disputes information in their credit
report, the credit bureau must nvestigate it within a reasonableperiod of time unless it believes
that the dispute is irrelevant orfrivolous. If after investigationa disputed item is found to be
inaccurate or can no longer be verified, the creditbureau must delete it. If the investigation does
not resolve the dispute, the tenant may file a statement of up to one hundred (100) words with the
reasonable grounds to believe itis frivolous or irr levant. The Feder l Trade Commission has
information on debt collection on its website at www.ftc.gov. In most cases, the credit-reporting
agency may not report negative iformation that is more thanseven years old or a bankruptcy
that is more than ten years old.
A tenant wants to review the file the landlord maintains on the unit. Must the landlord allow a tenant to review their rental file?
No, those files are the propery of the landlord or management company. The tenant has
no legal right to demand access to these files. However, if the file is used by the landlord against
a tenant in court, the tenant can access the information through court procedures.
I operate a public housing authority. Do different rules apply to my actions?
notices the tenant must receive, and the admstrative process that must be followed by the
before a public housing authority can file a dispossessory affidavit, it must demand possession of