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0.1203

-0.8539

-0.5793

-0.4636

(0.0738)

(0.0991)

(0.1010)

(0.0554)

-0.0784

-0.2118

0.1407

0.0660

(0.0685)

(0.0689)

(0.0709)

(0.0490)

-0.6684

0.2015

0.4365

0.3991

(0.3149)

(0.2533)

(0.2527)

(0.1879)

-0.2598

0.1240

0.4432

0.4709

(0.0822)

(0.0693)

(0.0703)

(0.0539)

0.1403

-1.0073

-0.3754

-0.6941

(0.0283)

(0.0315)

(0.0313)

(0.0206)

-0.1189

0.2985

0.2723

0.1534

(0.0481)

(0.0536)

(0.0561)

(0.0351)

-0.0571

0.3460

0.2872

0.0570

(0.0475)

(0.0531)

(0.0554)

(0.0351)

-0.3143

0.5414

0.3689

0.2397

(0.0527)

(0.0563)

(0.0591)

(0.0383)

-0.8470

1.0166

1.0049

0.6115

(0.0608)

(0.0583)

(0.0593)

(0.0404)

0.0934

0.2137

-0.2090

0.1008

(0.0327)

(0.0329)

(0.0334)

(0.0234)

0.3722

0.1266

0.3125

0.2089

(0.0309)

(0.0303)

(0.0318)

(0.0217)

-0.2416

0.4894

0.2631

0.4087

(0.0281)

(0.0281)

(0.0294)

(0.0202)

-0.1136

0.0539

-0.0133

-0.0356

(0.0314)

(0.0321)

(0.0337)

(0.0227)

-0.2378

0.1541

0.3365

0.3784

(0.0394)

(0.0376)

(0.0385)

(0.0273)

-0.5723

0.5245

1.2222

1.3144

(0.1345)

(0.1039)

(0.0954)

(0.0800)

0.2280

0.2980

0.2070

10.0725

33,485

30,500

34,179

34,179

Mean of dependent variable

Sample size

Notes: (1) See notes to Table 1. (2) Logit models are used for Specifications 1-3 and OLS is used for Specification 4. (3) Standard errors are in parenthesis below coefficient estimates. (4) All specifications also include a constant, and dummy variables for marital status of primary owner, region, and work experience of the primary owner.

(4) Ln Sales

Prior work experience in a

managerial capacity Prior work experience in a

similar business Have a self-employed family member Prior work experience in a family member's busines

Inherited business

s

Graduate school

Urban

College graduate

Some college

High school graduate

Female-owned business

Native American-owned business Asian-owned business

Latino-owned business

Table 2 Logit and Linear Regressions for Small Business Outcomes Characteristics of Business Owners, 1996

Dependent variable

Black-owned business

(1)

(2)

(3)

Closure

Profits

Employer

$10,000+

Firm

Specifi

cation

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