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Your Hire Car Policy

This is to confirm that Ultimate Insurance Company Limited will provide the cover described below during the Period of Insurance. Cover is subject to the terms and conditions that follow. Payment of the Hire Car Premium must be paid before cover is provided.

Albany Vehicle Rentals (AVR) or a supplier of AVR provides the benefits under this Policy, however the insurance contract is between Ultimate Insurance Company Limited and the Policyholder.

1. Definitions

Please find below an explanation of the words used in this insurance Policy:

Appointed Agents Albany Assistance Ltd who will act on behalf of the Underwriters in connection with the Policy and its claims administration and may monitor and record calls for Your protection and theirs.

Hire Car A Group A (ABI Group S1/S2) vehicle as determined by AVR, within the Territorial Limits (e.g. 1.0 litre car).

Insured Incident A road traffic accident, recovered theft, attempted theft, fire, act of god, vandalism or malicious damage within the Territorial Limits that renders the Insured Vehicle a total loss as determined by EUI Limited. Alternatively it is where the Insured Vehicle has been stolen and remains unrecovered.

Insured Person/You/Your A full driving licence holder aged 18 years and over who appears on the current

comprehensive certificate of motor insurance issued by EUI Ltd.

Insured Vehicle Any motor vehicle insured with EUI Ltd that appears on a current comprehensive certificate of motor insurance, and for which a Premium has been paid for Hire Car cover.

Participating Agent EUI Limited who are authorised to administer this insurance on behalf of the Underwriters.

Period of Insurance The period of the comprehensive motor insurance policy which runs concurrent with this Policy and does not exceed 12 months.

Policy This Policy of insurance.

Policyholder The person, firm or company who has taken out this Policy and has paid the Premium due.

Premium The payment, which needs to be paid to the Participating Agent by You to get the benefit of this Policy.

Provider HAS Accident Management Solutions Ltd trading as Albany Vehicle Rentals (AVR).

Albany Assistance Ltd who administer claims.

Territorial Limits Great Britain, Northern Ireland, Isle of Man and the Channel Islands (for residents only).


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