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1 5 H A P T E

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YOU CAN’T TAKE IT WITH YOU

any people that I have talked to assume that estate planning is strictly for the super wealthy. They also assume that since they aren’t in that category, they don’t need any help with their estate. However, anyone can benefit from some estate planning; some people need a more complex level of planning than others. Still, if you think you don’t need estate planning, ask yourself these two questions. Do you have any possessions? Would you like to be in con- trol of what happens to these possessions? If you answered “yes” to either of these questions, then you are a candidate for estate planning. Plus, the more work you do to increase your income and net worth, the more your heirs will benefit from an estate plan in the future. M

There are many components to estate planning, including wills, trusts, and life insurance. Some will be more beneficial to you than

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Copyright 2003 by Charles G. Zhang and Lynn L. Chen-Zhang. Click Here for Terms of Use.

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