List of Resources
the consumer reporting agency with proof of your identity and a copy of your identity theft report. Once the consumer reporting agency has accepted your identity theft report, it must notify the information provider about the block. If a consumer reporting agency tells an information provider that it has blocked fraudulent information in your credit report, the information provider may not continue to report that information to the consumer reporting agency. The information provider also may not collect the debt that relates to the fraudulent account, or sell that debt to anyone else who would try to collect it.
n Helpful Resources
There are a number of additional services available if you believe you have been a victim of identity theft:
Credit Reporting Bureaus
Equifax P.O. Box 105069, Atlanta, GA 30348 Report fraud: Call 1-800-525-6285 or write to address above. Order credit report: 1-800-685-1111 www.equifax.com
Experian (formerly TRW) P.O. Box 9532, Allen, TX 75013 Report fraud: Call 1-888-397-3742 or write to address above. Order credit report: 1-888-397-3742 www.experian.com
TransUnion P.O. Box 6790, Fullerton, CA 92834 Report fraud: 1-800-680-7289 and write to address above. Order credit report: 1-800-888-4213 www.transunion.com
Other Resources Federal Trade Commission (FTC) The FTC offers information for victims. File your case with the FTCConsumer Response Center. Include your police report number. Use the FTC uniform affidavit form. 1-877-438-4338 www.ftc.gov/idtheft
Social Security Administration’s Fraud Hotline 800-269-0271
If you want to know more about identity theft and credit fraud, the following nonprofit Web sites are excellent sources of information and additional contact information.
US Government Web site for Identity Theft http://www.ftc.gov/idtheft
FTC Consumer Complaint Form https://www.ftc.gov/ftc/cmplanding. shtm
US Department of Justice: http://www.usdoj.gov/criminal/fraud/ websites/idtheft.html
Social Security Administration/Office of the Inspector General Fraud Web site http://www.ssa.gov/oig/guidelin.htm
US Secret Service: What to do if you’re a victim of identity theft http://www.secretservice.gov/criminal. shtml
ID thieves are always on the lookout for new ways to obtain your sensitive personal information. It is critical that you stay one step ahead, and one of the easiest and most effective ways
is to remain educated and up-to-date regarding identity thieves’ latest techniques.
By knowing what to look for, you can make better choices to protect your identity. Whether it is a scam involving social media sites, obtaining data while performing civic duties, or other types of malicious attack, identity thieves will try and take advantage of any way they can secure your sensitive personal information. Here’s a selection of recent scams and techniques to know what you should be on the lookout for:
One of the growing types of identity theft involves stealing information through our electronic gadgets. As society becomes increasingly “wired,” it is becoming easier to gain access to sensitive personal information on the go. Criminals can use mobile devices to their advantage in a number of ways. If you are not careful when using your credit card, a thief could easily and discreetly take a picture of your card with his/her camera phone. Similarly, it is important to watch out for peering eyes if using your computer in public. In general, take steps to safeguard your belongings; the more personal information we store on our electronic devices, the more vulnerable we leave ourselves to identity theft if those devices are misplaced or stolen. The best way to safeguard against these kinds of crimes is to be discreet when paying with a credit card to prevent any unwanted eyes from seeing it. Additionally, make sure you use secure sites on your wireless devices and clear all personal data from them when you are finished with your transactions. You could also consider utilizing password protection on your phone and laptop.
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