family member utilizing reproductive technology, includes genetic information of any embryo legally held by an individual or family member. The term “genetic information” does not include information about the sex or age of any individual. (4) “Genetic services” means a genetic test, genetic counseling (including obtaining, interpreting, or assessing genetic information), or genetic education. (5) “Genetic test” means an analysis of human DNA, RNA, chromosomes, proteins, or metabolites, that detect genotypes, mutations, or chromosomal changes. The term “genetic test” does not mean an analysis of proteins or metabolites that does not detect genotypes, mutations, or chromosomal changes; or an analysis of proteins or metabolites that is directly related to a manifested disease, disorder, or pathological condition that could reasonably be detected by a health care professional with appropriate training and expertise in the field of
“Underwriting purposes” means,
rules for, or determination of, eligibility (including enrollment and continued eligibility) for benefits under the policy;
the computation of premium or contribution amounts under the policy;
the application of any pre-existing condition exclusion under the policy; and
other activities related to the creation, renewal, or replacement of a contract of health insurance or health benefits.