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A1-17675-A 11/08 08-2550

Zurich

3600 Minnesota Drive, Suite 200, Minneapolis, Minnesota 55435 800 811 2501 www.zurichna.com

This is intended as a general description of certain types of insurance and services available to qualified customers through the companies of Zurich in North America. Your policy is the contract that specifically and fully describes your coverage. The description of the policy provisions gives a broad overview of coverages and does not revise or amend the policy.

Insurance coverages underwritten by member companies of Zurich in North America, including Zurich American Insurance Company. Certain coverages not available in all states. Some coverages may be written on a nonadmitted basis through surplus lines brokers.

©2008 Zurich American Insurance Company

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