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freely rendered by the Bank volunteers, which included a full comprehensive financial statement of the Welsh YMCA trading commitments for the whole of the war period.

What success has been achieved by the Welsh National Council in this remarkable business venture, without being involved in financial loss, is largely due to the persistent efforts of a team of bank official who refused to accept any reward for a remarkable service. The YMCA is grateful to each and every one of them.

Later Mr. D. J. Morris and Mr. W. A. Harries accepted membership of the Council's Finance and Executive Committees and Mr. D. J. Morris became the Hon. Treasurer of the Welsh YMCA for many years.

FINANCE.

The cost of erecting buildings and equipping them had involved an expenditure of over one hundred thousand pounds. The YMCA can be proud of its organisation in Wales in that all this money was raised in Wales by public appeal. Several outstanding efforts were made in County Boroughs, Urban and Rural Areas.

The following are some instances:

Neath

£4,200

Montgomeryshire

£4,200

Swansea

£5,000

Flintshire

£1,200

Cardiff

£7,000

Llanelli

£3,000

Llandudno

£1,500

Pontypridd

£1,000

Monmouthsire

£2,000

Porthcawl

£1,000

Breconshire

£1,000

Pontypool

£1,000

Port Talbot

£1,000

The South Wales Miners' Federation contributed a sum of £3,375.

No one will take exception to a reference to the marvellous efforts of the Rhondda YMCA Women's Auxiliary. During the first Great War, Lady Florence Nicholas, J.P., raised £900., to erect a hut outside Cardiff General Station. It was thought that the Rhondda ladies would wish to emulate Lady Nicholas, who was still the President, but by then a confirmed invalid. The sum of £1,500, however, was required for the type of building designed. How could the Rhondda, which had passed through the years of depression and unemployment, contribute anything like this amount of money? The ladies agreed to raise £750, but when the appeal was over, they were able to present to Sir Wm. James Thomas, the President, a cheque for £1,700.

The trading turnover in Wales during the war period was nearly two million pounds. After meeting all administration expenses and making reservations for reinstatement of buildings and property, sums totalling £58,000 were forwarded to the National Council, London, as contributions from Wales to the development of YMCA Forces Work Overseas. In addition to this amount, private donors and various districts met the cost of mobile canteens, and in the earlier part of the war, the citizens of Cardiff raised £2,000 for a hut which was erected at Nantes, but unfortunately, it was only in use for six weeks before the withdrawal of troops from France.

CARRYING ON.

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