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A consumer guide and workbook - page 74 / 79

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74 / 79

Monthly Expenses

Child care Groceries/lunches/eating out Clothes/personal/sundry Life insurance Public transportation Car: gas/oil Car repairs and service Car insurance and license Electricity/hydro (non-heat) Water Telephone Cable TV/video rental

Entertainment, recreation, movies, sports, etc

Beer, wine, liquor, cigarettes Newspapers, magazines, books Home maintenance and repairs Home insurance Furnishings/consumer goods Savings (bank account, RRSPs) Charitable donations Car loan/lease Line of credit Charge accounts/credit cards Other loans/payments

Total monthly lifestyle expenses

Payroll deductions:

Income tax Benefits/other Total monthly expenses Monthly income Subtract: Total monthly expenses

Amount left for housing costs (P.I.T.H.)*

  • *

    principal, interest, taxes, heat

_

$ $ $ $ $ $ $ $ $ $ $ $

$ $ $ $ $ $ $ $ $ $ $ $

$

$ $ $ $ $

$

Monthly Expenses

Child care Groceries/lunches/eating out Clothes/personal/sundry Life insurance Public transportation Car: gas/oil Car repairs and service Car insurance and license Electricity/hydro (non-heat) Water Telephone Cable TV/video rental

Entertainment, recreation, movies, sports, etc

Beer, wine, liquor, cigarettes Newspapers, magazines, books Home maintenance and repairs Home insurance Furnishings/consumer goods Savings (bank account, RRSPs) Charitable donations Car loan/lease Line of credit Charge accounts/credit cards Other loans/payments

Total monthly lifestyle expenses

Payroll deductions:

Income tax Benefits/other Total monthly expenses Monthly income Subtract: Total monthly expenses

Amount left for housing costs (P.I.T.H.)*

  • *

    principal, interest, taxes, heat

_

$ $ $ $ $ $ $ $ $ $ $ $

$ $ $ $ $ $ $ $ $ $ $ $

$

$ $ $ $ $

$

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