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ONLINE PAYMENTS Bill payment Bill presentment Bill information integration Bill payment

Presentation of information for payments due to public utility services Broad range of adapters to popular local (Bulgarian) utility providers Execution of payments to public utility services

Bill payments - direct debit model

Standard automatic bill payment to utility services - direct debits management - consents, regular payments, cancellation

E-invoicing Bill payment templates Cash collection

Collection of invoices and receivables by vendors and payment by customers Pre-defined templates for payments to public utility services

Option to provide same payment engine to Front office as channel for cash payments

Active: Payment processing Payment status tracking

Tracking of payment execution state (pending, executed, rejected, etc.), with timestamps (*)

Store & forward processing

Delayed processing of orders in off-hours with bank information system business date validation

Payment cancellation

Payment cancellation available to customer, depending on execution state; by bank cut-off times

Payment operations sequence

Payment operation sequence execution (e.g. funds transfer, currency exchange and international payment)

Securities Securities sales information

Sales information about securities traded by the Bank (ask/bid price, yield, etc.)

Securities portfolio view Securities trade

View and management of the portfolio of securities

Requests for buy/sale deals. Treasury department integration-ready, with preferential prices and transaction tickets support. Request for buy/sale deals with funds of Asset Management companies

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Card payments

OTHER FINANCIAL SERVICES

E-commerce and Electronic payments via card processor

E-commerce site integrations, Merchant payments, Virtual POS integration

Option for standalone E-commerce Ready Deployment with 3D Secure compliance

Documentary services Letters of Credit Letters of Guarantee

Create and edit L/C applications Create and edit L/G applications

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