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USAA Wellness - page 7 / 9

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7 / 9

Employees

Cumulative Wellness Participants per Quarter

18,000

16,000

Wellness offers something for everyone.

14,000

12,000

10,000

8,000

6,000

4,000

2,000

0

3rd

4th

1st

2nd

3rd

4th

1st

2nd

3rd

4th

1st

2nd

2003

2004

2005

2006

Two HRAs Risk Comparison

Leftward shift shows improvement

N = 4593

USAA risk profile is improving.

13

14

7

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