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ALABAMA INSURANCE DISASTER RESPONSE PLAN - page 3 / 18

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SECTION I - DISASTER COALITION

MISSION

The Mission of the Alabama Disaster Coalition is to maintain a viable disaster response plan that ensures a public-private partnership is always prepared to work together in the aftermath of a disaster. The Coalition exists because of the high level of support it receives from state government leaders and insurance industry leaders.

Long-term support is provided by the Governor, the Director of the Alabama Emergency Management Agency, the Commissioner of the Alabama Department of Insurance and the Institute for Business and Home Safety through its Response and Recovery Committee.

CONCEPT OF OPERATIONS

The Coalition seeks to eliminate barriers to serving victims and communities – before, during and after disasters strike.

The Coalition has developed a critical communications network within the insurance industry that is inclusive, timely and accurate. Protecting privacy of citizens and insurers is at the core of the mission.

The Coalition’s leadership is a shared responsibility. Our actions and attitudes exhibit a strong commitment and shared accountability for the welfare of Alabama citizens.

The Coalition will share and facilitate timely, post-event loss information, as well as communications, technology and other resources that will benefit the disaster response and recovery process.

By definition, the Coalition is perpetual. It holds regular meetings to explore new ways to improve its performance.

POST-DISASTER DATA/INFORMATION

The Alabama Department of Insurance (AL DOI) acknowledges that many unique disaster exposures exist in the State of Alabama. It is the duty of the AL DOI to notify industry liaisons when the Alabama Disaster Coalition Plan has been activated. Insurers may be asked in the ensuing days following a disaster to provide:

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