Housing at Uttara Model Town in Dhaka City
schemes had no relationship to the activities of HBRI, which has a cell that researches low cost houses.
The government in policy level had no clear strategy for finance for housing of different income group. But recently there were steps at policy level geared toward the housing sector.
In view of the increasing housing scarcity, the HBFC expanded its housing loan programme all over the country (at the district head quarters) from 1 July 1999 after 12 years of suspension. All its loan programmes were for higher middle income groups. Presently there is a shift towards providing loans to all income groups.
New apartment loans in the metropolitan cities of Dhaka and Chittagong and for semi-pucca (semi-permanent) houses in the district towns have been introduced.
A loan scheme for small size flats (550sft11 to 1,000sft) for the middle and lower-middle class people has been introduced.
Rajuk organization plays key role in formulating housing schemes such as the Uttara model town, and the planned development of Baridhara, Banani, Dhanmondi etc. It is sole body that also looks after the set-back rules and its effectiveness that cover all the areas of Dhaka city.
At the national level housing policy of 1993(modified1999) shows the endeavour by the governments to make housing accessible to all citizens of Bangladesh through various measures, incentives, motivation, planning and management. But still there is need to open up to accept novel ideas, advices and suggestions from different groups and communities.
Plot sharing-2 structure
Plot sharing-8 structure