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Zurich ‘10’ for Selfbuilders proposal form (continued)

What we expect It is important that you can show compliance with our technical requirements. Therefore we ask for the following:

  • Specification and construction must conform to the requirements of the Technical Manual, which must be followed throughout the course of construction.

  • The dwelling must be designed by an architect (or other professional), and all skilled work must be carried out by professional contractors and tradesmen. Building Regulation Approval is also required. A Building Notice is not acceptable for insurance purposes.

  • Selfbuilders must have a source of technical advice – a ‘professional friend’. Details of their qualifications and any PI cover should be provided. (Minimum of HNC in construction is required.)

  • All plans need to be approved for insurance purposes prior to commencement on site.

  • All basements must be designed and installed by an expert and/or appropriately qualified contractor. All basement installations must carry a 10-year insurance backed guarantee acceptable to us.

  • A site investigation report is required for all developments. In addition, where the site ground conditions include either made up ground, contaminated land, mining or mineral extraction area or peat soil, we will require a copy of the foundation design.

  • If the building will incorporate an existing element, the proposal must be registered as a conversion. For example, if the building will abut an existing structure (in this instance it must also be structurally independent) or incorporates existing walls/floors/drains/foundations, etc.

Should you be using traditional materials (eg. green oak), innovative materials and/or design, you will benefit by contacting our technical staff before submitting your application. We can then advise on how to proceed.

Important note Applicants can cancel at any time prior to the issue of the Insurance Certificate, but must do so in writing. Applicants are advised that upon cancellation of the Zurich Self Build ‘10’ policy Zurich will refund as follows:

  • if the project has not started, 90% of the fees and all of the premium will be refunded

  • if the work has commenced, only the premium element will be refunded.

Registration fees are non-refundable.

Zurich reserves the right to cancel this proposal and will notify in writing to the correspondence address last notified

  • should the applicant be found to have been in breach of any of the above requirements

  • should the applicant not complete the project within a three year period from the date of acceptance of this proposal or if construction work ceases for 90 days or more before the new home is complete (we may consider placing additional charges as an alternative to cancellation of 20% of the original charges for each additional year if we decide to permit an extension to the build period)

  • the property is occupied prior to completion and our written requirement for completion within a specified time period is not met.

An Insurance Certificate can only be released when the work has been substantially and satisfactorily completed in accordance with our Technical Requirements.

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