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Some long term changes in lifestyle and workplace participation may emerge

Older people stay in the workforce longer to compensate for lost retirement savings

• The number of dual- income families may increase, particularly in emerging markets

Retirees may move in with their children due to reduced savings

• A higher percentage of workers may take second jobs

Children may stay at home longer due to lack of available credit

Deferred retirement

Higher workforce participation

Families helping out

17 GXC ConsumerOfTheFuture_BainStudyJanuary2009v2 This information is confidential and was prepared by Bain & Company solely for the use of our client; it is not to be relied on by any 3rd party without Bain's prior written consent.

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