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Effective Price Modeling How to Discover and Implement Profitable Underwriting Factors - page 7 / 12

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Sample Database

Midwestern home insurer; premium = $50 million

One underwriting year of data

No surcharges; only discounts (better marketing?)

Discounts for:Extra Info:

Credit scoreAlarmZip codeConstruction type

Multi policyMortgage freeAgencyProtection class

New homeNon smokerPolicy statusCoverage A, C & E

Claim freeGroupsPolicy formDeductible

LoyaltySeniorYear builtEndorsements

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