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INSURANCE COMMISSIONER FOR THE STATE OF MARYLAND 525 ST. PAUL PLACE BALTIMORE, MARYLAND 21202

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STATE OF MARYLAND MARYLAND INSURANCE ADMINISTRATION

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V.

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METROPOLITAN LIFE INSURANCE COMPANY ONE MADISON AVENUE NEW YORK, NEW YORK 10010 NAIC NUMBER 65978 **********

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CASE NO.: MIA-2004-06-050

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Consent Order

This Consent Order (“the Consent Order”) is entered into by Metropolitan Life

Insurance Company (“Respondent”), National Association of Insurance Commissioners

("NAIC") company code number 65978, and the Maryland Insurance Commissioner

(“the Commissioner”), referred to herein as the Parties ("the Parties").

WHEREAS, the State of Maryland, Maryland Insurance Administration ("the

Administration") conducted a target market conduct examination ("the Examination") of

Respondent's insurance business in the State of Maryland. The Examination was to

assess Respondent's compliance with the Insurance Article of the Annotated Code of

Maryland ("the Insurance Article") and the Code of Maryland Regulations ("COMAR").

WHEREAS, the Respondent, domiciled in the State of New York, maintains its

executive

offices

at

One

Madison

Avenue,

New

York,

New

York

10010.

The

Examination covered the survey period of January 1, 1998 through October 31, 2000.

WHEREAS, pursuant to §§ 2-205, 2-207, 2-209 and 4-113 of the Insurance

Article, the Commissioner has made the following determinations:

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