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Myth and reality

Myth: The new law is government-run health care that takes away patient choice.

Reality: The law builds on the existing system by requiring private health plans to make more information available to consumers, and strengthens it by fostering competition among insurance companies. This will help consumers make informed choices about the plan that is best for them.

Myth: The new law lowers the quality of care.

Reality: The law will make sure that all plans sold in the health benefit exchanges cover needed benefits and that consumers can compare plans by quality and price.

Myth: The new law increases costs to consumers.

Reality: The law will reduce consumer costs by:

  • Doing away with out-of-pocket costs for preventive

services

  • Getting rid of yearly and lifetime coverage limits

  • Encouraging more competition among plans

  • Offering help to low- and middle-income people

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