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For your information ...

Like most laws, the Aordable Care Act is complicated and can be hard to understand. Here’s more information that may help you. If you have questions, call your health plan, contact your state insurance commissioner, or call us at 1-800-227-2345. You can also visit the US Department of Health and Human Services Web site at www.healthcare.gov and Health Care and You, a consumer-friendly Web site created by leading health care groups, at www.healthcareandyou.org.

  • New plan years – Some of the new law’s changes take eect when a new “plan year” begins. e earliest date that certain changes went into eect was September 23, 2010. Some people may have to wait weeks or months before their plan year begins to benet from the changes. For people who get their insurance through work, the new plan year can begin when the policy renews (usually a few weeks after the open enrollment period ends) or when an employer buys a new plan. For those with their own plan, the start of the plan year varies by plan. Contact your plan administrator for details.

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