“Grandfathered” vs. “new” plans – e new law gives special treatment to health plans that existed when the law was signed on March 23, 2010 (so- called “grandfathered” plans). Plans can retain their “grandfathered” status if they do not make major changes that would reduce benets to patients. In exchange for maintaining or improving patient benets, “grandfathered” plans do not need to oer all of the patient protections included in the new law. It may be hard to tell if a plan is “grandfathered” or “new,” so check with your plan administrator if you have questions.
If you have questions, call your health plan, contact your state insurance commissioner, or call your American Cancer Society at 1-800-227-2345. You can also visit the US Department of Health and Human Services Web site at www.healthcare.gov and Health Care and You, a consumer-friendly Web site created by leading health care groups, at www.healthcareandyou.org.