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Terms and conditions of business for Commercial Customers W E Bedford Insurance Services (Wimbledon) Limited

Please read this carefully as it sets out the terms of business between ourselves and contains important information

Who are we? W E Bedford Insurance Services (Wimbledon) Limited (265-269 Kingston Road, Wimbledon SW19 3FW) is

authorised and regulated by the Financial Conduct Authority FRN 305737. This can be checked on the FCA’s Register by visiting the FCA’s website http://www.fca.gov.uk/register or by contacting the FCA on 0800 111 6768.

Whose products do we offer? For commercial insurances we usually offer products from a range of insurers. We will tell you if we are

offering products of a single insurer and where we are using a small number of insurers, you may ask us for a

list.

Our service

We shall not give you any advice or make a personal recommendation. We shall ask you some questions to narrow down the choice, and then it will be up to you to decide how to proceed.

What will you have to pay us for our services? Bedford Insurance believes in explaining administration charges clearly, not hiding them away in small print.

We currently apply only a small fixed amount to meet our administration costs for handling your insurance.

You are entitled at any time to request information about earnings that we, or any other intermediary have

used, receive as a result of placing your business.

The following charges will apply in addition to any due to the insurer:

Administration set-up charge for new policies – you will be advised of the amount before you commit to the insurance. Alterations and / or additions Duplicate documents Renewal Administration Cancellation of Policy Copy of voice recording

£175.00

£175.00 £21.50 £90.00 £90.00 £10.00

A discount may have been applied at the inception of your policy and will be reclaimed in full in the event of cancellation. This will be over and above any other charges that may apply.

All optional extras are purchased on a non-refundable basis.

What will happen if you cancel? All consumers have the right to cancel within 14 days and provided there have been no claims, you will only be charged for the cover you have had and the insurer’s administration fees. Any charges we make are

W E Bedford Insurance Services (Wimbledon) Ltd, Long Lodge, 265 – 269 Kingston Road, Wimbledon SW19 3FW Telephone: 0208 543 6347 Terms of Business - Commercial – v22032013

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