separate and will not be refunded. After 14 days any right to cancellation will be in accordance with the terms of your policy.
Payment options Instalments If you choose to spread your payment by instalments, we can arrange this for you through a third party finance provider. In the event of a claim, instalments must continue to be paid until the full premium and charges have been settled Credit / Debit Card If you choose to pay by credit or debit card, any refunds will only be made back to that card.
Documents, credit terms and direct debit Any agreed facilities for payment of premiums by instalments through Bedford Insurance or a third party
finance house will include our right to cancel your policy or policies if full payment is not met and all premiums not paid in full in agreement with the terms and conditions of the agreed instalment facility. We reserve the right to retain certificates at this office until all payments due under the policy have been made and any cheques cleared through our bank account. By accepting this agreement you agree that delivery of any certificate to us (including certificates of motor insurance) shall constitute delivery to yourself in accordance with United Kingdom law.
Credit check and consent to use your personal information To make sure you get our best offer, now or at any renewal or at any time and to protect our customers from fraud we may use public and personal data which we obtain from a variety of sources, including a credit reference agency and other external organisations. We will use this to verify your identity and ascertain the most appropriate payment options for you. Our search will appear on your credit report whether or not your application proceeds. It may also be used for the purposes of: identity verification, credit risk management, revenue collection, database verification and enhancement.
We may use the information you supply us to keep you informed about other products and/or services which may be of interest to you. We may also at times share your personal information with carefully selected associated approved partners who we feel may be able to offer you products, services or alternative quotes which may be of interest to you. When we do pass your personal details to our partners, those entities will retain your details on their own records and your information will be included on their marketing database. Please note that the suggested description of uses of personal data set out here is by no means exhaustive and there may be other purposes for which the organisation uses personal data which are not set out here. If you do not wish to receive communication regarding such products and/or services please inform us by writing to the Customer Services Manager.
Your Responsibility Information and changes we need to know about You must take reasonable care to provide complete and accurate answers to the questions we ask when you take out, make changes to, and renew your policy.
You must let us know if there are any subsequent changes to the information supplied. If the insurers are not told, or if the information you give them is wrong, then:-
W E Bedford Insurance Services (Wimbledon) Ltd, Long Lodge, 265 – 269 Kingston Road, Wimbledon SW19 3FW Telephone: 0208 543 6347 Terms of Business - Commercial – v22032013