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The Characteristics Associated with Student - page 23 / 94

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N

% of row

N

% of row

29 1,832 10,315 12,176

74.4 86.1 97.2 95.3

10 295 295 600

25.6 13.9 2.8 4.7

Default

Yes

Total

39 2,127 10,610 12,776

Number of Hours Passed

0 1-100 101-400 All Undergraduates

No

Primary Major

Borrowers with different majors have different default rates. In some cases, majors have dramatically different default rates. For example, Finance majors have a 1.8 percent default rate, but General Studies majors have a 14.7 percent default rate. The top ten majors in frequency of occurrence are listed below in ascending order of default rate .Notice that the top nine “most popular” majors have default rates that are below the average for TAMU. For a complete list of the default rates of Primary Majors, refer to Appendix C. One should exercise caution in interpreting the differences in default rates of majors with small sample sizes (say, less than 100). Overall, the relationship between primary major and default is statistically significant and moderate in strength.

380

98.4

6

1.6

386

436

98.2

8

1.8

444

335

98.2

6

1.8

341

628

98.1

12

1.9

640

333

97.9

7

2.1

340

690

97.7

16

2.3

706

324

97.6

8

2.4

332

504

96.0

21

4.0

525

319

95.8

14

4.2

333

366

85.3

63

14.7

429

12,176

95.3

600

4.7

12,776

Primary Major

Marketing Accounting Finance Interdisciplinary Studies Management Biomedical Science Civil Engineering Psychology Animal Science General Studies

All Undergraduates

Total

Default

No

Yes

N

% of row

N

% of row

20

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