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The Characteristics Associated with Student - page 27 / 94

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27 / 94

7

100.0

0

0.0

7

31

100.0

0

0.0

31

1,826

98.5

27

1.5

1,853

6,306

98.4

103

1.6

6,409

267

97.1

8

2.9

275

1,362

96.9

44

3.1

1,406

2,377

85.0

418

15.0

2,795

12,176

95.3

600

4.7

12,776

Type of Degree

Associate of Arts Bachelor of Landscape Architecture Bachelor of Business Administration Bachelor of Science Bachelor of Environmental Design Bachelor of Arts No degree All Undergraduates

Minor Indicator

Total

Default

N

Yes

No

% of row

N

% of row

Borrowers who obtain minors have lower default rates than borrowers who do not obtain minors. This finding further reinforces the suggestion that degree attainment is related to student loan repayment. However, this relationship is relatively weak, though statistically significant.

2,847

96.7

97

3.3

2,944

9,329

94.9

503

5.1

9,832

12,176

95.3

600

4.7

12,776

Indicator of Minor

Yes No All Undergraduates

Indicator of Secondary Major

Total

% of

% of

row

N

row

N

No

Default

Yes

Borrowers who obtain second majors have lower default rates than borrowers who do not obtain second majors. Again, the greater the level or extent of a borrower’s attainment in college, the lower is the likelihood that the borrower will default. However, as with the Minor Indicator, this variable is weakly associated with default (though the relationship is significant). For a complete list of secondary majors and their default rates, refer to Appendix C.

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