X hits on this document

PDF document

The Characteristics Associated with Student - page 33 / 94

314 views

0 shares

0 downloads

0 comments

33 / 94

762

96.1

31

3.9

793

453

95.4

22

4.6

475

723

95.1

37

4.9

760

13

100.0

0

0.0

13

12,176

95.3

600

4.7

12,776

Number of Semesters Enrolled

13 14 15 or more Missing All Undergraduates

Total

N

% of row

Yes

No

Default

N

% of row

986

87.7

138

12.3

1,124

2,512

94.5

145

5.5

2,657

2,801

97.4

76

2.6

2,877

1,582

96.3

61

3.7

1,643

1,503

95.6

69

4.4

1,572

2,420

95.9

104

4.1

2,524

372

98.2

7

1.8

379

12,176

95.3

600

4.7

12,776

Number of Hours Transferred

In general, borrowers who transfer hours to TAMU from another college have much lower default rates than borrowers who do not transfer hours. However, the relationship does not appear to be consistent and straightforward, with default rates sometimes increasing and sometimes decreasing with increases in the number of hours transferred. Nevertheless, the relationship is statistically significant and relatively strong.

While the association between the Highest Number of Semester Hours and default is statistically significant, the relationship defies easy interpretation. In general, default rates decrease with increases in the highest number of hours taken. For borrowers who attended a maximum of 9 to 11 hours in a semester, the default rate is 13.9 percent; but for borrowers who took a maximum of 18 to 20 hours, the default rate is only 2.8 percent. A relatively high number of semester hours might tend to show that a borrower can shoulder an academic burden and perhaps a financial one as well. If the students are actually passing these hours, then this variable

Number of Hours Transferred

0 1-11 12-23 24-39 40-57 58-93 94 or more All Undergraduates

Highest Number of Semester Hours

Total

% of

% of

row

N

row

N

No

Default

Yes

30

Document info
Document views314
Page views314
Page last viewedThu Dec 08 04:20:48 UTC 2016
Pages94
Paragraphs7456
Words29247

Comments