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The Characteristics Associated with Student - page 48 / 94

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High School Geometry Credits

Less than 1 1 or more Missing All Undergraduates

314

93.2

23

6.8

337

10,669

95.6

487

4.4

11,156

1,193

93.0

90

7.0

1,283

12,176

95.3

600

4.7

12,776

Total

% of

% of

row

N

row

N

No

Default

Yes

Default

Less than 1

2,528

1 or more

8,455

Missing

1,193

All Undergraduates

12,176

High School Advanced Math Credits

N

No

% of row

94.6 95.9 93.0 95.3

Yes

144

5.4

366

4.1

90

7.0

600

4.7

N

% of row

Total 2,672 8,821 1,283 12,776

Number of Advanced Placement Credits

There is a statistically significant relationship between the number of Advanced Placement Credits that borrowers take and whether or not borrowers default on their loans. However, this relationship does not appear unless borrowers take at least 5 credits of advanced placement. Though not shown here, borrowers who take zero, one, two, three or four credits of advanced placement coursework have approximately the same default rates.

9,818

95.4

473

4.6

10,291

1,306

96.7

45

3.3

1,351

1,052

92.8

82

7.2

1,134

12,176

95.3

600

4.7

12,776

There is very little difference in the default rates of borrowers who have less than one credit of computer science and those who have one or more credits. In fact, this variable fails the Chi-

Number of High School Computer Science Credits

Total

% of

% of

row

N

row

Advanced Placement Credits

Less Than 5 5 or more Missing All Undergraduates

N

No

Default

Yes

45

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