X hits on this document

PDF document

BANQUE SAUDI FRANSI CONSOLIDATED BALANCE SHEET As at December 31, 2008 and 2007 - page 44 / 51

150 views

0 shares

0 downloads

0 comments

44 / 51

BANQUE SAUDI FRANSI

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS For the years ended December 31, 2008 and 2007 _______________________________________________________________________________________________

Within 3

3-12

1-5

Over 5

commission

commission

months

months

years

years

bearing

Total

rate

SAR’ 000

Non

Effective

2008

Cash and balances with SAMA

1,272,947

-

-

-

4,499,910

5,772,857

Due from banks and other financial institutions

3,337,528

-

-

-

908,537

4,246,065

Investments, net

9,976,144

10,592,531

6,635,460

335,797

346,950

27,886,882

Loans and advances, net

48,561,321

19,916,596

8,349,034

3,705,267

334,257

80,866,475

Property and equipment, net

-

-

-

-

590,645

590,645

Other assets

-

-

-

-

6,501,837

6,501,837

Assets

Total assets

63,147,940

30,509,127

14,984,494

4,041,064

13,182,136

    • 1.50

      %

    • 2.04

      %

    • 5.72

      %

    • 4.24

      %

- -

125,864,761

Due to banks and other financial institutions

7,365,695

358,693

-

-

677,614

8,402,002

Customers’ deposits

48,614,283

15,075,449

3,175,011

-

25,926,538

92,791,281

Other liabilities

-

-

-

-

5,675,142

5,675,142

Term loan

2,437,500

2,489,700

-

-

-

4,927,200

Shareholders’ equity

-

-

-

-

14,069,136

14,069,136

Total liabilities and shareholders’ equity

58,417,478

17,923,842

3,175,011

-

46,348,430

125,864,761

On balance sheet gap

4,730,462

12,585,285

11,809,483

4,041,064

(33,166,294)

-

Off balance sheet gap

(8,131,737)

(1,617,229)

8,522,841

1,226,125

-

-

Total commission rate sensitivity gap

(3,401,275)

10,968,056

20,332,324

5,267,189

(33,166,294)

-

Cumulative commission rate sensitivity gap

(3,401,275)

7,566,781

27,899,105

33,166,294

-

-

Liabilities and shareholders’ equity

    • 2.44

      %

    • 2.92

      %

-

2.54%

-

Cash and balances with SAMA

6,562,271

-

-

-

3,589,919

10,152,190

Due from banks and other financial institutions

2,816,452

200,000

-

-

207,610

3,224,062

Investments, net

5,724,867

6,292,924

8,641,844

899,050

942,059

22,500,744

Loans and advances, net

35,950,947

14,417,012

6,077,781

3,361,243

42,969

59,849,952

Property and equipment, net

-

-

-

-

577,318

577,318

Other assets

-

-

-

-

3,503,844

3,503,844

2007

Assets

Total assets

    • 6.65

      %

    • 4.13

      %

    • 5.63

      %

51,054,537

20,909,936

14,719,625

4,260,293

8,863,719

99,808,110

- -

Due to banks and other financial institutions

6,733,498

823,996

-

-

565,219

8,122,713

Customers’ deposits

41,086,624

9,200,681

1,051,711

-

22,668,235

74,007,251

Other liabilities

-

-

-

-

4,000,011

4,000,011

Term loan

2,437,500

-

-

-

-

2,437,500

Shareholders’ equity

-

-

-

-

11,240,635

11,240,635

Total liabilities and shareholders’ equity

50,257,622

10,024,677

1,051,711

-

38,474,100

99,808,110

On balance sheet gap

796,915

10,885,259

13,667,914

4,260,293

(29,610,381)

-

Off balance sheet gap

1,402,766

(3,397,982)

937,034

1,058,182

-

-

Total commission rate sensitivity gap

2,199,681

7,487,277

14,604,948

5,318,475

(29,610,381)

-

Cumulative commission rate sensitivity gap

2,199,681

9,686,958

24,291,906

29,610,381

-

-

Liabilities and shareholders’ equity

    • 4.77

      %

    • 5.25

      %

    • 5.18

      %

The off balance sheet gap represents the net notional amounts of derivative financial instruments, which are used to manage the commission rate risk.

44

Document info
Document views150
Page views150
Page last viewedSat Dec 10 22:47:51 UTC 2016
Pages51
Paragraphs3745
Words20632

Comments