Financial stressors can create significant problems in individuals and their relationships. While mounting debt often times seems overwhelming and there seems to be little or no solution, it is important to recognize that there are services available to assist people experiencing these situations.
When searching for programs offering financial planning and assistance make sure the programs you are accessing are credible and do not charge exorbitant fees to assist you in resolving debt. Consumer Credit Counseling (CCCS) is a recognized non-profit credit counseling leader that has been helping people since 1955. They are a member of the National Foundation for Credit Counseling (NFCC) and accredited through the Council on Accreditation for children and family services. Their counseling and services are confidential and provided by certified consumer credit counselors. CCCS is funded by voluntary contributions from creditors, client donations, grants and other donations. There is no charge to utilize their services. For additional information about Consumer Credit Counseling or to locate an office in your area, you can contact them at 1-800-355- 2227 or through their website www.cccservices.com.
The Benefit Bank: Connecting Communities to Resources
The Benefit Bank® (TBB™) connects communities to resources by providing a practical technological solution to the complex and cumbersome process by which low income households gain access to tax credits and public benefit programs. Developed for use by a wide range of community based, faith-based, governmental, job-training, healthcare or social service agencies, TBB can be part of a community-wide response to poverty. TBB not only provides the opportunity to help neighbors but also provides information for organizations to more effectively advocate for policies that better serve their communities.
The Benefit Bank is a tool to help individuals and families overcome poverty. However, it is also a program that can help states, local governments or communities develop and