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COVERAGE COMPARISON PROPERTY, LOSS EXPENSE & CRIME FORMS

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(010107)02

COVERAGE FEATURES CHURCHES AND CHRISTIAN CHARITIES

INSURING AGREEMENT

“Broad Form” Physical Damage Coverage

Single Limit Building(s) And Contents (“Property Of Every Description”)

Replacement Cost Endorsement

Inflation Guard (Cost Of Living Rider)

Stated Amount Clause - Agreed Value (Subject To Acceptable Statement Of Values)

Same-Site Rebuilding Clause Removed

Debris Removal Included

EXPANDED PROPERTY FORM

Leasehold Improvements And Betterments

Detached Structures / Outbuildings

Contents Anywhere On Premises

“Disappearing” Deductible For Claims Over $10,000*

Earthquake Deductible

  • 5% / 10% / 20% Of Insured Value In B.C.

  • 5% In Ottawa And Montreal

  • 3% In The Rest Of Canada

Flood - $25,000 Deductible

Sewer/Sump Backup - $2,500 Deductible

Lawn And Maintenance Equipment

Unlicensed Vehicles

Below Ground Foundations, Machinery, Boilers

Underground Pilings, Flues, Drains

Broad Form Glass Coverage

Expanded Definition Of Building(s) And Contents

Newly Constructed Property (90 Days)

Building Damage By Theft

  • *

    Except Earthquake And Flood

CHURCH PROTECTION PLUSTM Exclusively Through Robertson Hall

STANDARD POLICY

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