D. Additional Machinery, Vehicles And Equipment Newly Purchased
This Coverage Extension applies to Coverage E.
1. Coverage on such items of farm equipment, machinery and vehicles such as tractors, combines, harvesters, corn pickers and hay b a l e r s , w i l l e x t e n d t o a p p l y t o n e w l y p u r c h a s e d additional farm equipment, vehicles. machinery and
The most we will pay under this Coverage Extension is $100,000 for loss of or damage to all such Newly Purchased Additional Farm Equipment, Machinery and Vehicles. This $100,000 Limit is part of, not in addition to, the applicable Limit of Insurance.
When values for Newly Purchased Additional Farm Equipment, Machinery and Vehicles are reported under this Coverage Extension, additional premium for these values will be due and payable from the date of purchase.
4. None of the following is covered under this
Coverage Extension: a. Automobiles,
motorized bicycles or tricycles, mopeds, dirt bikes, snowmobiles; three-wheel all-terrain vehicles; mobile homes or house trailers; vehicles primarily designed and licensed for road use (other than farm wagons and farm
trailers); watercraft, aircraft; equipment, tires or parts;
Liquefied petroleum or manufactured gas or fuel, or their containers;
Brooders, fences, windchargers, windmills or their towers; or
Any farm equipment, machinery, or vehicles purchased as replacements of equipment, machinery, vehicles or equipment specifically described in the Declarations.
This Coverage Extension will end:
30 days after the date of acquisition of the additional item; or
b. When this policy expires; whichever comes first.
6. Newly Purchased Additional Farm Equipment, Machinery and Vehicles are covered under this Coverage Extension only to the extent that they are not covered under another Coverage or Coverage Form of this or any other policy of the "insured".
b. With separate Limits of Insurance per class shown in the Coverage E Declarations;
we will cover additional "livestock" you acquire during the policy period, for up to 30 days from acquisition.
The most we will pay under this Coverage Extension is the lesser of:
The actual cash value of the additional “livestock”; or
25% of the total of the Limits of Insurance shown in the Coverage E Declarations for:
Specifically declared and described "livestock"; and
"Livestock" with separate limits per class.
You must report the additional "livestock" within 30 days from the date of acquisition and pay any additional premium due. If you do not report such property, coverage will end 30 days after the date of acquisition.
Farm Products In The Open – Coverage Against Certain Causes Of Loss This Coverage Extension applies to Coverage F. You may apply up to 10% of the Limit of Insurance shown in the Declarations for "farm personal property" to cover the following in the open:
Grain in piles, shocks, stacks or swaths;
Hay, straw and fodder in stacks, windrows or bales; but the most we will pay for loss or damage is $10,000 for any one stack of hay, straw or fodder.
A stack means hay, straw or fodder in one area separated by a clear space of 100 feet or more from any other hay, straw or fodder in the open.
Fire or lightning, windstorm or hail, vandalism, vehicles and theft are the only Covered Causes of Loss for the property named in 1. and 2. above.
3. Unharvested barley, corn, oats, rye, wheat and other grains, flax, soy beans and sunflowers (but not on seed or forage crops, straw or stubble).
Fire or lightning is the only Covered Cause of Loss for this property.
This Extension is part of, not in addition to, the applicable Limit of Insurance.
Additional Acquired Livestock This Coverage Extension applies to Coverage E.
If Coverage E covers "livestock"
Specifically declared and described in the Coverage E Declarations; or
Copyright, Insurance Services Office, Inc., 1997
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