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Wednesday, December 21, 2005

Dear Participant:

Farmers Insurance has announced revised pricing for the participation program. Farmers Insurance has established the following rates for shops in your area effective for work performed on or after January 3, 2006:

NAGS Windshield:30.0%Off (-) NAGS List

NAGS Tempered:30.0%Off (-) NAGS List

Labor:$43.50Per NAGS Hour

High Modulus/Non-Conductive Urethane$20.001.0 Kit

$30.001.5 Kit

$40.002.0 Kit

All other urethanes:$15.00per NAGS Kit quantity

Windshield Repairs:$50.00+$10 For each additional break. Maximum of 3 repairs total

The prices above supersede any prior pricing for Farmers Insurance. These rate standards do not impact the current Collision pricing standards.

All invoices should be billed to Farmers Insurance at the following address

Farmers Insurance

P.O. Box 182279

Columbus, Ohio 43218-2279

If you send your invoice via EDI, please use mailbox SAFL107, and program I.D. 09030.

Sincerely,

Contract Management

Fax: 614-210-9504

www.sgcnetwork.comRate A&B

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