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connection I will cite the fire loss record of the Government building plant for Washington and vicinity.  The value of buildings and contents subject to fire loss, not including any valuation on records, is near $1,000,000,000.  The average annual fire loss for the past 15 or 20 years has been less than $10,000.  This gives an annual loss rate of no more than 1 cent per $1,000 of value exposed.  This compares with a national average of the order of $2 and, for the better improved risks, of 20 cents per $1,000.

The construction is superior for nearly all buildings but for some of the leased properties.  The occupancy conditions present a general range from light to medium fire hazard, with only relatively small areas of high hazard.  Inspections for fire hazard are made more or less regularly but, otherwise, there is no central control of occupancy conditions.  Incombustible furniture and filing equipment are used to a considerable extent, but some areas present a considerable fire hazard from record storage in combustible shelving.  Standpipes, hand extinguishers, and watchman service are provided for nearly the whole property.  Automatic Sprinkler and automatic alarm equipment cover less than 1 percent of the total.  While the property with very little protection might not be considered a bad insurance risk, with what is provided it quite apparently represents an extraordinarily good one.

The above is presented only as an example of the possibilities of fire control by appraisement of conditions and application of protection and management measures that have significant bearings on the fire loss, more general recognition of which may assist in furthering the general objectives of the Conference.  [Applause.]

Chairman Fleming.  Thank you, Mr. Ingberg.  We still have before us the motion of Mr. Brenton that this Conference accept the report of the Committee on Research.  It has been seconded.  Is there any further discussion?

{The question was put to a vote and was carried unanimously.}

{Announcements.}

Chairman Fleming.  We will now recess until 10 o’clock tomorrow morning.

{The Conference adjourned at 4 P.M.}

Thursday Morning Session

May 8, 1947

THE Conference reconvened at 10:15 A.M., Chairman Fleming presiding.

Chairman Fleming.   The Conference will please come to order.  I shall can on Rabbi Norman Gerstenfeld, minister of the Washington Hebrew Congregation, to offer the invocation.

Rabbi Norman Gerstenfeld.  O Thou Who are the seat of our hopes, the tower of strength of our souls, the guide of our hands, the vision of our courage, and the love in our hearts, help us to

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