TEMPORARY DISABILITY INSURANCE
UNINTERRUPTED PERIOD OF DISABILITY - All of the States except Rhode Island have defined consecutive periods of disability resulting from the same or related cause or condition.
Uninterrupted period of disability. Consecutive disability periods due to same or related cause and separated by not more then 14 days
Employed Workers Unemployed Workers Employed Workers Unemployed Workers Employed Workers Unemployed Workers
Consecutive periods of disability due to same or related cause and not separated by an interval of more than 2 weeks
Consecutive periods of disability due to same or related cause and separated by not more than 14 days if individual earned wages from his last employer during the 14 day period.
Consecutive disability periods caused by the same or related injury or sickness, if separated by less than 3 months.
Consecutive disability periods caused by same or related illness or injury if separated by les than 90 days.
In no State is TDI coverage the same as UI coverage. In New Jersey, California and Rhode Island individuals who depend on prayer or spiritual means for healing may elect not to be covered by the contribution and benefit provisions of the disability laws. In addition to this exemption, several States have other differences from UI coverage. In California self-employed individuals who are not otherwise subject to the law may, under specified conditions, elect to become liable. Also, local public entities and agencies may elect to be covered. In Hawaii coverage is the same as under the UI law, except that small agricultural employers are covered for disability purposes but not for UI. In New York coverage is not identical with that of either the UI program or the workers' compensation program. Employers of one or more workers in 30 days are covered excluding employers of domestic service whose employee works less than 40 hours per week. Maritime service and service for State governmental units covered by the UI law are excluded, but public authorities and municipal corporations may elect disability coverage for their employees. New York also excludes an executive officer of (1) a corporation who at all times during the period involved owns all of the issued and outstanding stock of the corporation and holds an office in the corporation; or (2) an incorporated religious, charitable or educational institution. Individual workers who are entitled to receive primary old-age and survivors insurance benefits may elect not to be covered by the program. In Rhode Island, State and local government employees are covered by the UI law but not by the disability law, but any governmental entity except the State and its instrumentalities