counseling, loss mitigation counseling, renters assistance counseling, mobility counseling and housing workshops/seminars. Collaborative housing programs developed by the agency include the contractual delivery of housing counseling to first-time homebuyers under The City of Wilmington and The State of Delaware Down Payment and Settlement Program.
YWCA of New Castle County Wilmington, DE $19,425 The YWCA of New Castle County has a 105-year history of delivering human services to meet the changing needs of women and families in the state of Delaware. Centers for Homeownership (Centers) is one of the organization’s six programs for economic advancement. Through Centers, the YWCA provides education, preparation, counseling, and support in the areas of homeownership and other asset-building, with programs targeted to low-to moderate-income individuals and families. Families receive assistance in repairing and reestablishing credit, budgeting to save for a home, obtaining a mortgage, choosing a community loan program for down payment/settlement assistance, going through settlement, and making simple home repairs. The YWCA also provides reverse mortgage counseling on Home Equity Conversion Mortgages for senior citizens. The housing counseling staff consists of a Program Director and three experienced full-time housing counselors.
DISTRICT of COLUMBIA
Housing Counseling Services, Inc. (HCS) Washington, DC $14,232 HCS is a non-profit organization founded in 1972 to provide comprehensive housing counseling, training, advocacy, and housing opportunities for low and moderate-income home buyers, homeowners, and tenants. HCS’s goal is to prevent homelessness and increase homeownership opportunities by providing the opportunities, skills, self-esteem and empowerment necessary within families and communities.
The Marshall Heights Community Development Organization (MHCDO) Washington, DC $19,067 Established over 17 years ago, the MHCDO’s goal is to revitalize the Ward 7 area of Washington, D.C. A community-based nonprofit, it received its approval certification for housing counseling from HUD ten years ago. MHCDO provides the following counseling services: money and home management, rental assistance, home purchase, mortgage delinquency/default and foreclosure resolution, eviction, and HECM (Reverse Mortgage) Counseling. MCHDO also has workshops on specific topics, such as: Credit Repair, Home Ownership, Client Rights and Responsibilities, Effectively Meeting Obligations, Handling Liabilities, Goal Setting, Debt Reduction, General Maintenance and Repair.
Near Northeast Community Improvement Corp. Washington, DC $17,685