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HUD grant and leveraged $40,000 from The United Way, in support of housing counseling activities. The mission of Cobb Housing is to provide affordable housing to low and moderate-income individuals and families. Cobb Housing operates a full-spectrum housing counseling center, offering pre-purchase housing counseling services to first time homebuyers and post-purchase pre-mortgage default counseling services to existing homeowners.

Gainesville/Hall County Neighborhood Revitalization(GHCNR) Gainesville, GA $18,812 Gainesville/Hall County Neighborhood Revitalization (GHCNR) has been a HUD- approved counseling agency since 1999 and has provided housing counseling services to residents of Hall County and the City of Gainesville for the past three years. In concert with its housing counseling activities, it also provides other housing rehabilitation and down payment assistance programs. The HUD grant will be used to continue its ongoing activity, focusing on homebuyer education and one-on-one pre-purchase counseling. The area serviced by GHCNR has a growing, and an acute need, for expanded services for its Hispanic population and for those who are unable to find housing because of the long waiting list for local public housing assistance. The HUD funding will also aid GHCNR in maintaining its close collaboration with the Georgia Department of Community Affairs in delivering housing counseling education targeted to rural households.

Urban League of Greater Columbus (ULGC) Columbus, GA $27,979 ULGC has been a HUD-approved housing counseling agency and providing housing counseling services since 1985. Housing counseling services are provided to low and moderate–income residents of the five-county area in the vicinity of Columbus, Georgia. Additionally, due to its proximity to the state line, residents of neighboring Alabama counties are also served by ULGC. The HUD grant will make it possible to hire additional staff to carry out its core activities, which include homebuyer education and mortgage delinquency and default counseling.

Unified Government of Athens-Clark County (UGACC) Athens, GA $18,812 UGACC has provided housing counseling services to residents throughout Northeast Georgia since 1977. It also administers the HUD-funded Community Development Block Grant (CDBG) program for Athens-Clark County, which places it in a unique position to coordinate its housing counseling activities with local housing initiatives and development activities. With affordability and adequacy of the local housing stock continuing to be a major impediment to homeownership in the area served by UGACC, the funds provided under the HUD grant, will allow for the continuation of UGACC’s comprehensive program of housing counseling activities. Pre-Purchase assistance for first time homebuyers, pre-rental and rental delinquency counseling, counseling on predatory lending and pre-foreclosure assistance make up a portion of the comprehensive activities which will be possible under the new grant funding.

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