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dedicated to providing free civil legal assistance to eligible, low-income individuals and families.

IDAHO

Idaho Housing and Finance Association (IHFA) Boise, ID $94,191 The Idaho Housing and Finance Association (IHFA) promotes homeownership opportunities for Idaho’s low and moderate-income residents who are generally first time homebuyers. They also provide homeownership training and loan products to meet special needs in the market place. They also provide comprehensive counseling. Including pre-purchase, delinquency, default resolution counseling, credit improvement and debt consolidation, property maintenance, money management, debt restructuring, and loan forbearance.

Community Action Agency Lewiston, ID $19,554 The Community Action Agency provides comprehensive housing counseling, including pre- occupancy, mortgage default, rent delinquency, post occupancy, home improvement, rehabilitation, displacement, relocation, money management, debt management, and home equity conversion mortgages (HECM).

ILLINOIS

Spanish Coalition for Housing (SCH) Chicago, IL $31,646 SCH was created in 1966 and serves the metropolitan Chicago communities whose residents are predominantly low to moderate-income Latinos. The agency provides all counseling in both English and Spanish. Counseling services consist of pre and post-purchase counseling; default/foreclosure prevention; pre and post rental counseling; HECM counseling and workshops to provide a better understanding of the rights and responsibilities of both tenant and landlord. SCH currently is providing foreclosure prevention services to homeowners with FHA mortgages who reside within HUD’s designated hot zones. This program identifies mortgagors who may have been victims of predatory lending practices and assists them with the prevention of foreclosure.

Access Living of Metropolitan Chicago Chicago, IL $26,757 Access Living’s mission is to increase the housing options for people with disabilities in the City of Chicago through renter and homeownership counseling, independent living skill building, seminars, networking, training, peer-based support groups and community outreach. Access Living addresses the needs and issues of people with disabilities by bridging the

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