$14,750 In March 1995, the Muncie Homeownership & Development Center became a HUD- approved Housing Counseling Agency. The Home Center has continued to evolve into a "one stop shopping" community housing resource. The largest portion of the Home Center's services focuses on homeownership counseling and education; however, default, post- purchase, reverse mortgage, fair housing education, credit and tenancy counseling are also available. The Home Center has partnered with five local financing institutions, making available mortgage funds to potential homebuyers who are participating in Home Center housing counseling and education programs. Assistance is provided in the form of a forgivable or low-interest loan, depending on the homebuyer's income.
Hoosier Uplands Economic Development Corp. (HUEDC) Mitchell, IN $15,000 Hoosier Uplands Economic Development Corporation has been a nonprofit Community Action Agency since 1966. HUEDC provides comprehensive housing counseling to a wide range of clients at the low to moderate-income level who are experiencing housing difficulties. They serve Lawrence, Orange, Martin and Washington counties in Southern Indiana. They counseled 453 clients in fiscal year 2000. They also offer pre and post- purchase, mortgage delinquency, loss mitigation, and renter assistance counseling; fair housing assistance information and mobility counseling.
Lake County Crown Point, IN $18,201 Lake County plans to provide comprehensive housing counseling in the Lake County Entitlement Area encompassing 16 communities. They assist families regardless of income, however most of their clients are low to moderate-income. In fiscal year 2000, they counseled 241 clients. They offer pre-purchase counseling, down payment assistance, mortgage default counseling, rental delinquency, reverse mortgage, rehabilitation and energy conservation counseling. Under their Affordable Housing Program, they have recently acquired several acres of land to provide affordable housing to low and moderate-income individuals. They anticipate nearly 200 homebuyers will benefit from this program.
Community Action of Greater Indianapolis, Inc. (CAGI) Indianapolis, IN $12,701 Housing counseling has been a part of Community Action's services since 1991. Community Action is a HUD-certified Housing Counseling Agency and a Certified Housing Development Organization (CHDO). Their Prevention, Education, Assistance & Counseling for Housing (PEACH) Program focuses on the low-income population in Boone, Hamilton, Hendricks, and Marion Counties in Central Indiana. Although a full array of comprehensive housing services are offered, the emphasis of the PEACH program is Reverse Mortgage Assistance. Community Action has also assisted clients in locating affordable housing, first-time mortgages, forbearances, and foreclosures. During the past fiscal year staff was able to assist