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Kentucky Housing Corporation was created to provide safe, decent, affordable housing opportunities for very low and moderate-income Kentucky residents. KHC’s Homeownership Counseling Program began to solicit counselors in August 1997, held the first counselor training session in November 1997 and began regular counseling sessions January 1, 1998. To date, KHC is providing counseling to approximately 418 clients and is currently providing counseling for over 192 Yes You Can graduates, which has been in existence since 1990. Over 12,500 participants have graduated from the program. KHC’s Yes You can received the 1996 national Award for Program Excellence from the National Council of State Housing Agencies for empowering new buyers. The goal of the Homeownership Counseling Program is to assist low to moderate-income families to become credit ready to pursue the opportunity of homeownership, helping them to understand the homeownership process and understand the responsibilities of homeownership. In the past year, the Homeownership Program has graduated 192 clients resulting in homeownership.

Louisville Urban League Louisville, KY $25,534 For nearly 30 years, individuals and families have received comprehensive housing counseling services & assistance through the League helping them obtain and maintain safe, decent and affordable housing. The League's Department of Housing Services and Neighborhood Revitalization (HSNR) has served as a local HUD-certified counseling agency since 1973. During the previous grant funded year, HSNR provided services to over 2300 families. Complementing the housing services through HSNR is the League's Center for Workforce Development Services (CWDS). Housing services participants can readily access the services provided by CWDS to gain or increase their household income in an effort to stabilize or meet their housing needs.

Campbellsville Housing & Redevelopment Authority Campbellsville, KY $10,870 Since 1961, the Campbellsville Housing & Redevelopment Authority has served the community of Campbellsville, Kentucky. Their housing counseling program has been in existence since 1982. They provide counseling and advice to tenants and homeowners on property maintenance, financial management and other matters appropriate to assist tenants and homeowners in improving their housing conditions, meeting responsibilities of tenancy, homeownership and making more responsible decisions. Counseling is provided in the areas of pre-purchase, default, foreclosure and renters counseling. In 2000, 8 renters along with 22 potential mortgagors were assisted totaling approximately 92 hours of service.

Realtor-Community Housing Foundation (RCHF) Lexington, KY $8,423 The RCHF has been a HUD-approved Housing Counseling Agency since February 1997. On January 8, 2001, RCHF hired its first Counseling Director to oversee and conduct all housing counseling activities. Although counseling activities are conducted and overseen by one individual, the Foundation has access through its Board and other community contacts to an


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