Cajun and Creole cultures. Its motto, “People Helping People” has been in operation since 1968. This agency provides emergency homeless shelters; low-income home energy assistance; emergency assistance; weatherization; distribution of clothing, food and hygiene products; transportation; and job placement and referrals. They also operate Child Welfare Family Resource Center, Family Resource/Parenting Center, Retired and Senior Volunteer Program and are a grantee for the Head Start Program. A large portion of their funding comes from CDBG grants from the Louisiana Dept of Labor. This grant will help the agency serve the needs of the community’s disadvantaged.
St Mary Community Action Committee Assoc., Inc. Franklin, LA $5,983 The grant will assist in their programs for residents of St. Mary Parish, for emergency shelter, homeless prevention, weatherization, and housing counseling. Their housing counseling program includes homeownership education and learning programs, budget counseling, delinquency and default counseling, HECM counseling, tenant counseling and crisis counseling. This agency collaborates with domestic abuse homelessness programs, substance abuse shelters, emergency aid, local public housing authorities, and local financial institutions. They receive HOME funds from the Louisiana Housing Finance Agency.
Costal Enterprises, Inc. (CEI) Wiscasset, ME $20,150 CEI is a private, nonprofit community development corporation founded in 1977 to create social, economic, and housing opportunities for the people, businesses, and communities of Maine. Its goal is to increase affordable housing opportunities for people with lower incomes through development, financing, technical assistance, education, and targeted programming. Counseling services provided are: pre-purchase; post-purchase/occupancy; mortgage delinquency and default resolution (foreclosure prevention); Home Equity Conversion Mortgage (HECM); loss mitigation (alternative foreclosures); renter assistance; mobility/ relocation options.
Credit Counseling Centers of Portland Maine (CCC) South Portland, ME $19,800 CCC’s mission is to provide consumers with knowledge of personal money management through confidential counseling, debt management, educational programs, and informational resources. Its goals for housing counseling are to produce educated, financially literate, and successful homeowners. Debt management is a key component, as well as education about housing options, goal setting, and the wise use of credit. CCC offers many facets of housing counseling such as: pre-purchase, including analyses of credit bureau reports, “reverse” mortgage, consumer rights in regards to credit issues, and especially with the Fair Credit Reporting Act, and the Debt Collection & Practices Act.