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Maine State Housing Authority (MSHA) Augusta, ME $43,967 MSHA is Maine’s housing finance agency, created by the legislature in 1969 to address the problems of unsafe, unsuitable, overcrowded, and unaffordable housing. In addition to housing counseling, MSHA is authorized to issue bonds to finance single- and multi-family residential housing units for Maine’s low-income citizens. MSHA also conducts statewide research on housing issues. Additionally, MSHA is authorized to act as the agent for the state as a Participating Jurisdiction in the federal HOME program, and administers HUD’s Section 8 voucher and Certificate Programs, the Emergency Shelter Grant Program, McKinney Homeless Assistance Programs, and the Low Income Housing Tax Credit program. It also administers the DOE Weatherization, energy conservation, and fuel assistance programs. MSHA is a leader in developing the Consolidated Plan in Maine, along with the Department of Economic and Community Development.


Maryland Department of Housing and Community Development Crownsville, MD $24,063 The housing program of Maryland’s Department of Housing and Community Development is administered by Community Development Administration (CDA), which is Maryland’s housing finance agency. CDA was created in 1970 by the Maryland General Assembly in response to a growing shortage of affordable housing throughout the state. Since CDA’s inception, it has provided over $4.4 billion in assistance for the development, financing, and/or rehabilitation of more than 99,000 housing units for low- and moderate-income families in Maryland. Among CDA’s housing services, directed mostly at Maryland’s underserved, are home-buyer education, credit counseling, default and delinquency counseling, and pre- and post-purchase counseling.

Maryland Rural Development Corporation Annapolis, MD $15,613 The Maryland Rural Development Corporation (MRDC) has been actively administrating housing programs for over nineteen years. They provide both pre-purchase and post-purchase counseling, default/delinquency counseling, foreclosure mediation, budget/money management skills, debt repayment and debt restructuring to residents within the five mid and upper shore counties. As part of their outreach they have partnered with the University of Maryland to assist area residents with financial counseling. They were selected by the Maryland DHCD to provide homebuyer education to disabled clients located on the Eastern Shore of Maryland. In addition to the above Housing Counseling activities, MRDC administers Section 8 Vouchers and provides rental subsidies through their Rental Allowance Program.


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