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occupants and tenants, home improvement and rehabilitation resources, budget management, and senior housing counseling.

Administration of Resources and Choices Tucson, AZ $22,655 Administration of Resources and Choices offers comprehensive housing, financial, and health counseling. They also provide education and safety-related services to older, persons with disabilities, women, special-need populations, and low-to-moderate income individuals and families. Counseling activities include homebuyer education, pre & post-purchase counseling to first-time homebuyers, delinquency and default mortgage counseling (loss mitigation), home equity conversion (HECM) counseling to seniors, home improvement and rehabilitation resources, displacement and relocation resources, and outreach initiatives to both urban and rural communities and counties throughout Arizona.

Family Housing Resources, Inc. Tucson, AZ $25,000 Family Housing Resources, Inc., a community-based nonprofit, has moderate-income families in obtaining decent, affordable housing

been assisting low to

since

1994.

Family

Housing Resources, Inc. has assisted 7,500 first education classes counseling on homeownership.

time

homebuyers

and

offers

homebuyer

ARKANSAS

Crawford-Sebastian Community Development Council, Inc. Ft. Smith, AR $16,876 Crawford-Sebastian Community Development Council, Inc. (C-SCDC) was organized in 1965 and approved as a HUD counseling agency in 1975 to service the counties of Sebastian and Crawford. Their mission is to help clients help themselves to achieve self-sufficient living. They participate in the City of Fort Smith’s homebuyer fair at the request of the local HUD office to inform the local community of the resources available for low to moderate income families. C-SCDC provides two homebuyer workshops a month and even supply information about homeownership at their free dental clinic. They also provide default, loss mitigation, reverse mortgage, rental counseling and have even done homebuyer counseling in Spanish. They serve all parts of the community and have been invited to help with the City of Fort Smith’s consolidated plan.

Crowley’s Ridge Development Council, Inc. Jonesboro, AR $13,836 Crowley’s Ridge Development Council, Inc. (CRDC) was formed in 1969 as a non-profit corporation to develop and operate services that improve the social and economic status of low-income residents in Northeast Arkansas. CRDC has administered a comprehensive housing counseling program since Oct. 1996. This experience has allowed them to develop

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