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Conversion Mortgage (HECM) counseling, and rental assistance. It also provides extensive outreach and education services to promote fair housing and educate consumers.


Greater Boston Legal Services Boston, MA $20,150 GBLS is the second oldest legal services program in the country and the largest in New England. It is responsible for providing free civil (non-criminal) legal services to more than 230,000 poor families and individuals in the greater Boston area. It was approved as a HUD Housing Counseling Agency in 1994. GBLS provides housing counseling in the following areas: pre-occupancy; pre-rental; rent delinquency; post-occupancy; home improvement and rehabilitation; displacement and relocation; and money management.

Plymouth Redevelopment Authority (PRA) Plymouth, MA. $20,500 The Housing Counseling Program of the PRA is certified by HUD. The primary objective is to provide comprehensive housing counseling services to low and moderate-income clients. Clients run the full spectrum from tenants to first-time homebuyers to homeowners in financial difficulty. Counseling services include: tenant/landlord relations; budgeting; credit; financial management; first-time homebuyers seminars; delinquency; foreclosure avoidance; and Home Equity Conversion Mortgage (“reverse” mortgages).

Quincy Community Action Programs, Inc. (QCAP) Quincy, MA $10,500 Established in 1965QCAP is a private, nonprofit organization service provider. Its mission is to help families and individuals in their communities to improve the quality of their lives by minimizing the effects of poverty, promoting self-sufficiency, and advocating for social change. In 35 years, QCAP’s Housing Program has evolved to address the changing needs of residents in Weymouth, Quincy, and surroundings communities. It offers a comprehensive housing counseling program whose services include: advocacy, fair housing, mortgage foreclosure, deleading, home improvement counseling, to acquisition, development, rehabilitation, and management of affordable rental housing. QCAP also provides housing counseling for homeless and near-homeless families.


Detroit Non-Profit Housing Corporation Detroit, MI $15,268 Established in 1971, the Detroit Non-Profit Housing Corp. serves clients in Southeastern Michigan. The agency provides the following counseling services: individual and group pre-


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