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Jackson, MS $61,621 The Mississippi Home Corporation serves as the intermediary for affiliated non-profits that provide housing counseling and credit counseling services in several counties throughout the state. The agency was created in 1989 by the State of Mississippi to promote affordable housing in Mississippi. Their objectives for housing counseling activities include the promotion of innovative programs for homeownership, design and support of housing programs for special needs populations, the development of comprehensive plans and engagement in the yearly planning processes for addressing the housing needs of low and moderate income persons in Mississippi. The Mississippi Home Corporation supported the creation and monitoring of the Homebuyer Education Program which has been taught to over three hundred and fifty lenders, nonprofits, real estate professionals, and housing industry professionals. The workshops are also being held all over the state for homebuyers.


Better Family Life St. Louis, MO $20,061 This agency was organized in 1983 out of a need to find internal solutions to crises within the African American family. BFL received approval as a HUD approved Housing Counseling Agency in November 2000 and this is their first application for federal housing counseling funding. BFL provides housing counseling to low-to-moderate income residents within St. Louis City and surrounding St. Louis County. BFL’s Housing Counseling Program was designed for those individuals who are new to the workforce, have low paying jobs, little or no history of savings, poor or no credit but would like to own homes, establish good credit, and participate in a positive asset building and savings program. The housing program works hand-in-hand with BFL’s existing job training and placement programs that recruit, train, and place welfare-to-work enrollees into employment

Community Services League Independence, MO $25,690 Community Services League was founded in 1916 and serves disadvantaged persons in Eastern Jackson county. The agency offers a variety of emergency assistance and other program services to meet the needs of homeless persons and those at risk of homelessness. These services complement the housing counseling program, which helps clients find permanent, affordable housing, and develop the skills needed to retain this housing.

E’TRAD (Education, Training, Research and Development) Columbia, MO $14,874 E’TRAD was founded in 1996 and became HUD approved in 1999 to provide pre-purchase and debt management counseling in Boone county, Missouri, which includes the greater


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