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and adults. The agency focuses on services to the poor and needy immigrants of Somerset County, but will provide service to anyone in need. Catholic Charities has over 90 programs, one of which is Housing Counseling. Some of the areas covered in the Housing Counseling Program are as follows: budget counseling; rental and home ownership counseling and preparation; credit counseling and repair; negotiation with creditors; landlord counseling; development of repayment plans; pre-purchase counseling to clients interested in being approved for a mortgage; delinquency, default, and foreclosure counseling to prevent homelessness and forestall eviction or foreclosure; and reverse mortgage counseling for seniors.

Burlington County Community Action Program Burlington, NJ $14,578 Established in 1965, the Burlington County Community Action Program develops and implements programs designed to combat the causes and effects of poverty and to prevent or eliminate discriminatory housing practices in Burlington County. Services include: fair housing information and referral; assistance with filing discrimination complaint; promotion of tenant associations; assistance in resolving tenant/landlord disputes; intervention and advocacy with mortgage companies to prevent housing problems related to unfair housing practices, foreclosures, evictions, and/or unsafe or unhealthy living conditions; and assistance with affordable housing, including pre-purchase/pre-rental counseling, financial management/budget, mortgage default and rent delinquency counseling; and coordination with existing housing programs to maximize services. Additionally, they also provide information and referral for food, employment, childcare, transportation, and other resources according to the clients’ needs.

Jersey Counseling & Housing Development, Inc. Camden, NJ $8,362 Jersey Counseling & Housing Development, Inc. has been a HUD-certified housing counseling agency since 1970. As a nonprofit comprehensive housing counseling service provider in Southern New Jersey, JCHD has a proven record of meeting the housing counseling needs of low and moderate-income residents of the City of Camden, Camden County, Burlington and Glouchester counties, Glouchester Township, and other neighboring communities. JCHD has extended its services to residents of Mercer, Ocean, Atlantic, Cape May, Cumberland and Salem counties. JCHD’s programs include: Homeownership, Homebuyer Outreach, Mortgage Delinquency and Default, Consumer Education, Rental Counseling, Energy Conservation, Home Equity Conservation Counseling, and Loss Mitigation Counseling. The counseling services and job referral services are offered and provided to all persons participating in the agency’s affordable housing programs. The agency also serves seniors, persons with disabilities and the homeless.

Housing Partnership For Morris County Dover, NJ $20,150


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