$16,304 Isles has been operating in Trenton since 1981. Since 1989, Isles’ Affordable Housing Program has offered pre-purchase counseling and training to inexperienced first-time prospective homeowners with low and moderate-incomes. Isles’ counseling program is designed to educate, counsel, and prepare low-income individuals and families on how to secure safe suitable affordable housing and assist potential homebuyers with the information needed to become successful homeowners. Its counseling curriculum is intended to inform all applicants about the options that are available for first-time homebuyers. Isles takes the following steps in providing comprehensive housing counseling to its clients: engages in an extensive community outreach and information dissemination program, screens applicants for referrals, provides pre-purchase counseling including, but not limited to, mortgage qualification, shopping for a home, shopping for the best mortgage, budgeting, closing costs, the mortgage loan application process, resolving delinquent debts, homeowner’s insurance, and follow-up as needed.
Legal Aid Society of Albuquerque, Inc. Albuquerque, NM $27,173
The Legal Aid Society of Albuquerque, Inc. (LASA) was just approved as HUD Housing Counseling agency in Oct. 2000 and serves the area of Bernalillo County in New Mexico. They plan to provide services to low-income and disabled clients in their target area. They are also going to be doing counseling for Mortgage delinquency, loss mitigation, renter assistance, marketing and outreach initiatives and fair housing guidance. LASA has been working in the housing counseling field well before they were approved by HUD and has built up a good network of contacts in the local community that will continue to grow. They created a Renter’s Guide for Tenants and Landlords that has been used by several organizations in their local area as well as the entire state. LASA has become a voice for the low-income people in their jurisdiction to obtain more affordable housing and allow more homeowners to realize their dreams.
New Mexico Mortgage Finance Authority Albuquerque, NM $115,000 New Mexico Mortgage Finance Authority (NMMFA) is a government agency that has served the entire state since 1997 when the agency assumed responsibility of all state and federally funded housing programs in New Mexico. NMMFA is responsible for the HOME Investment Partnerships Program, Housing Opportunities for People with AIDS (HOPWA), Emergency Shelter Grants (ESG), DOE Weatherization Assistance Program, Low-Income Housing Tax Credits and the HUD 542© Risk-Sharing Program. NMMFA has the following sub-grantees: Hacienda Del Sol, Home New Mexico, Navajo Partnership for Housing, Neighborhood Housing Services of Santa Fe, United South Broadway Corp, Yes Housing, Inc, South Central Council of Governments, Habitat for Humanity -Las Vegas, Taos Pueblo Housing, Las